Tips for Choosing the Top Credit Cards for Your Spending Habits
Tips for Choosing the Top Credit Cards for Your Spending Habits
Blog Article
Tips for Choosing the Top Credit Cards for Your Lifestyle
Exploring the credit card perks landscape can be overwhelming with so many selections available, each offering different miles, cashback, and bonuses. We've optimized the process to help you get started in less than 5 minutes, with perpetual monitoring so that you are always kept updated if there are more suitable options for you.
**Evaluating Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- E-commerce
- Contactless
- Restaurant spending
- Foreign Currency Spend
- Miscellaneous expenses
This information helps us identify your spending patterns and determine the best set of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our database of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We ensure our database is current of credit card offers from all major banks and financial institutions in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also offer options for further optimization such as only filtering cards by banks or fee-waived cards initially.
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**Ongoing Updates and Suggestions**
Since card benefits can change over time, our platform continuously updates its recommendations based on your spending and notifies you of changes to optimize your setup to enhance your benefit accrual. This proactive method ensures you always have the ideal set of cards to achieve the highest returns.
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